National Bank Loan - NBP Home Loan
Mera Pakistan Mera Ghar Housing Scheme
National Bank of Pakistan Loan Scheme 2021
Eligibility *
Must be a Pakistani citizen with a good credit history in Pakistan.
Salaried Class, Self-Employed Professionals, and Entrepreneurs
The property to be financed must be located in NBP-approved areas.
Age Requirement:
The Salaried Class's minimum age at the time of application is 22, and the financing facility should terminate when the applicant reaches the age of 59.5. Similarly, for Business Persons and Self-Employed Professionals, the minimum age at the time of applying for the financing facility is 21 years, and the maximum age at the time of financial maturity is 65 years.
Income Requirement:
It is PKR 5000/- for government employees whose monthly salary is directly credited to their NBP account and an employer, the undertaking is issued.
The minimal net take home for the rest of the salaried class is PKR 10,000/-.
The minimum net take home for business people and self-employed professionals are PKR 500,000/-.
Service/Business Requirement Length:
A minimum of two years with the same employer is required, or a total of three years of continuous employment is required.>
A minimum of three years of business experience is required for business people and self-employed professionals.
Required Documents
Applications that have been properly filled out Form:* Two passport-size pictures that have been authenticated.
Two copies of your CNIC have been attested.
Two versions of the CNIC of references have been attested.
For the processing fees, write a check.
For legal advice, make a check payable to legal counsel.
For the valuation report, write a check to the Valuator.
If applicable, make a check payable to Income Estimation Company for the income estimation report.
Documents pertaining to the property: There is an attestation copy of the title documents accessible (other documents may be required).
In the case of HC and LPC, a Bill of Quantity (BOQ) is required.
1) SALARIED PERSONS WHO HAVE THEIR SALARIES DISBURSED THROUGH THE NBP BRANCH
Employer agrees to remit salary to the appropriate NBP branch for credit to the employee's salary account (to be provided at a later stage, format available at relevant Branch).
Service Certificate/Salary Certificate
NBP Branch attests a copy of the employee's ID (where applicable).
Copies of the latest three (3) months' pay stubs, attested.
Copies of the last three (3) months' bank statements, attested.
2) MNC SALARIED PERSONNEL AND NBP APPROVED COMPANIES SALARIED PERSONNELS
Where required, the employer's undertaking must be officially attested by the relevant NBP Branch.
On company letterhead, write a letter of verification of employment that includes the date of hire.
Service Certificate/Salary Certificate
NBP Branch attests to a copy of the employee's ID.
Salary Slips from the previous three (3) months, attested copies
copy of the last three (3) months' bank statements, attested
3) FOR OTHER SALARIED PERSONS
On company letterhead, write a letter of verification of employment that includes the date of hire.
Service Certificate/Salary Certificate
Copies of the latest three (3) months' attested documents Salary Statements
Copies of the last twelve (12) months' bank statements, attested
Attested copies of the last three (3) months' paid electricity and telephone bills OR copies of the previous twelve (12) months' credit card bills (whichever is available).
4) FOR BUSINESS PERSONS
A bank certificate showing that the applicant has a business account and the date it was opened.
In the event of a private or public limited company, an attested copy of the most recent Form 29 is required.
Copies of the Partnership Deed that have been attested (where applicable)
5) FOR SELF-EMPLOYED PROFESSIONALS
A copy of your current professional association membership/practicing certificate has been attested.
Appropriate evidence of professional activity, such as bank certifications.
Copies of the Partnership Deed that have been attested (where applicable)
**
The bank may request additional documentation on a case-by-case basis.
Mera Pakistan Mera Ghar Housing Scheme
https://www.nbp.com.pk/Mera-Pakistan-Mera-Ghar/index.aspx
NBP Loan Scheme 2021 For Home
NBP Loan Scheme 2021 For Government Employees
Loan Scheme 2020 of the NBP Loan for the Naya Pakistan Housing Scheme 2021
National Bank of Pakistan Home Loan 2021
Prime Minister House Loan Scheme in Pakistan 2021
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