Mera Pakistan Home Loan | National Bank Loans | Loans

(Salarid section)

Original / Copy

Loan Application Form (LAF) and CF Undertaking Original

Real Product Display Sheet

Valid CNIC Applicant and Partner (where applicable) Copy

2 color size passport size Photos of applicant and partner (where applicable) Original

First time Homeowner Original

Copy of the title deed of the property to be enclosed in a copy

Direct Debit Authority (DDA) and Employer Certificate stating that the maintenance of the salary account will continue with the Lending Bank (where applicable)

Legal Professionals

Proof of employment (and length of employment) for example:

- Letter of employment or

- Certificate of Employment or

- Any official evidence from the employer

Original / Copy

Proof of income (division of wages and deductions which should be clearly stated) for example:

- Slip Salary current or

- Salary Certificate

Note:

-Acceptable cash slip of 60 days may be accepted

Online / e-salary slips are welcome with good warranty

The first salary slip / e-slip does not require a stamp or signature.

Original / Copy

Informal Sector Employees In the event that a customer is employed in an informal sector, one of these documents will be required to assess the customer based on proxy salaries or payment surrogates, for example:

- Rental agreement or copy

- Tax or original tax declaration

- Application Resources or Copy

School Challan fee or copy

- Any other valid cost document (according to defined proxy) Copy

Scriptural Requirements

(Self-employed)

Original / Copy

Loan Application Form (LAF) and CF Undertaking Original

Real Product Display Sheet

Valid CNIC of applicant and co-worker (where applicable) Copy

2 color size passport size Photos of applicant and partner (where applicable) Original

Direct Debit Authority (DDA) (where applicable) original

First time Homeowner Original

Copy of the title deed of the property to be enclosed in a copy

Proof of Organized Business Organized Sector (i.e. ownership and length of business) for example:

Deed of title or copy

Sole Proprietor / Partnership or original Bank Certificate

NTN certificate or copy

Renting an office agreement or a copy

Professional Degree / Diploma & / or valid membership of a working body or copy

Any other approved business document certified by the authorities that meets the minimum business requirements. Copy / Original

Revenue check document

- Account Keeper Book and Bank Statement for 6 months

Notes:

- An average of 60 days Bank statement may be accepted

- First Bank statement and bank stamp

Real

Informal Sector Self-Employed In the event that a customer is employed in an informal sector, one of these documents will need to assess the customer based on proxy salary or refund, for example:

Rent Agreement or Copy

Tax or real tax declaration

Liabilities for Use or Copying

Challan School Fees or a copy

Any other valid cost document (according to defined proxy) Copy